Benchmark Title Company, LLC

 

Remodeling Information

John Howe

 

Remodeling Information

I am aware that a considerable amount of people are considering remodeling as opposed to moving or selling since this is a buyers market, and selling prices may be a bit depressed at this time. Fear not, it will come back, but if you are considering remodeling I offer you some helpful information.

Interview more than one remodeling contractor. You can call the local Home Builders Association for a list of quality home remodeling contractors. In our area that would be the Home Builders Association of Southwestern Illinois, and they can be reached at 618-343-6331. This is a great source if information, and there is no charge for that help.

Be sure to have a signed contract with any remodeling contractor you choose. In the State of Illinois oral contracts that exceed $1,000 are not enforceable. Under the “Home Repair and Remodeling Act” it is unlawful for any person engaged in the business of home repairs and remodeling to engage in any of that work without first obtaining a signed contract or work order. Any violation of this act can be a violation of the “Consumer Fraud and Deceptive Business Practices Act”

It is also a good idea, in the event that a loan is needed to proceed with the remodeling process to choose a local lender that is experienced in this kind of loan, usually a home equity construction loan. You should also work with a title company to be certain that the construction disbursements under that loan are paid out correctly and that all lien waivers are collected and in order. The last thing you want is for a mechanic’s lien to be filed against your property due to a faulty lien waiver.

That is where Benchmark Title Company comes into the picture. We pride ourselves in having the finest and most efficient Construction Disbursing department in the area. Before any disbursement is made a physical inspection of the property is made to be sure that what is being asked to be paid for is in fact in place. Benchmark Title Company does NOT inspect for quality of workmanship, only to be sure that the items being paid for are in place. We then will make the payments directly to the contractors and suppliers and collect their lien waivers. This gives the owners and lender utmost protection against mechanic’s lien issues. All parties, assuming all of the paper work is done and the funds are disbursed to Benchmark Title Company by the lender, are paid quickly and correctly

Any questions can be directed to Benchmark Title at 618-239-3750. Please feel free to call or email:  

John Howe
President

Doreen Miller, Esq.
Vice President and General Counsel

Michelle Null
VP Escrow Operations

Bethany Bond
Marketing Director


Serving you from three convenient locations:

Main Office:
1124 Hartman Lane
Shiloh, IL 62221
Ph: 618-239-3750
Escrow Fax: 618-239-3707
Title Fax: 618-239-3757
Fax Orders: 618-310-1589
President: John Howe
www.benchmarktitle.net

318 North Main St.
Columbia, IL 62236
Ph: 618-281-9700
Fax: 618-281-9705
Manager: Randi Schur

4215 S. State Rte 159
Glen Carbon, IL 62034
Ph: 618-288-1695
Fax: 618-288-1852
Manager: Sara Sowell




Benchmark Title is celebrating our 10 Year Anniversary!!!

With 10 years of the highest quality of service, & the most accurate product in the industry, we would like to say
Thank You for making us successful!!!!

Bring us your title order May 16th to receive 10% off your title premium!!!
Dates to Remember

May 29 - Please wish our President John Howe a HAPPY BIRTHDAY!!

June 6, 2008 - First Horizon Golf Tournament for Habitat for Humanity at Arlington Golf Course.  Contact Jamie Hollenkamp at 618-288-8656 or at jhollenkamp@firsthorizon.com


 
Did you say free?

Be the first in your office to try out SureClose.com, Benchmark Title's new FREE online transaction management system. Why waste time making status phone calls or standing by the fax waiting for your title commitment when you can get what you need instantly from your own computer. Visit SureClose.com for more information or call April Tolan, our SureClose Specialist, at 618-239-3750 for your sign-on so you can start saving yourself time and money today. We'll even give you and your clients a free CD at closing containing copies of their closing documents.

Give me my policy!

Did you know that lenders and home buyers now receive their title policies at the closing table? Contact Michelle Null, VP Escrow Operations, to learn more about this exciting new program.

Ready to refi?

Lenders and homeowners will want to hear about our fantastically low new refinance rates. Contact us today for a quote!

Why wait?

You can place your next title order now by clicking here.

Customer Feedback Line

After your closing please call our customer feedback line at (618)310-1307 ext. 26 and leave your comments. We will send you a token of our appreciation for your time.

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Benchmark Title Company, LLC
1124 Hartman Lane
Shiloh, IL 62221

Our telephone:
618-239-3750

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