Benchmark Title Company, LLC


The Potential Effects on Title from ID Theft

John Howe

The Potential Effects on Title from ID Theft

You own rental property either here or in another state and suddenly your rent checks stop coming from the tenant, you let it go for a couple of months, the economy is bad and you are Mr. or Mrs. Nice Guy. Then it becomes a problem so you go to the property and find an unknown individual is living in the home. What now? What likely happened? Why me?

Being Mr. or Mrs. Nice guy is not good business and if you own rental property, you are in business. Potential scenario, tenant, that you thought was a good person, honest and all that, turns out to be a very good scammer. This tenant has a title search done on the property to find out if any mortgages or other encumbrances against the property, best case for them, no existing mortgage. They already have a lease with your signature so they list the house for sale forging your signature, sell the house, again forging all the documents, and off they go with the proceeds. This is another form of ID theft that, like most, includes a forgery.

What could you have done to prevent this? Did you get some forms of identification form the tenant? Did you have a credit check run on these folks? Did you have an attorney draft the lease?  Once again, as a rental property owner you are in a business, and need to protect yourself with some simple due diligence. A store bought lease may not be the best product available. Yes it may cost a few dollars, but think of the real potential loss.

Do you have a claim against the Title Insurance Company that insured the new buyer? Yes you may have, assuming that Title Insurance was acquired.

At Benchmark Title when our closers suspect anything strange due to the actions of the parties, and believe me peoples faces tell a lot, we will check the file for any prior documents signed by the parties and review them for potential irregularities. Have we ever found any? Yes we have. We have had people tell us they left their identification out in the car, go to get it and never return. Could this happen to you? You bet it could! Be aware, it pays you to be cautious and seek expert advise. Sometimes it may cost you a couple of dollars, but well worth the protection.

Any questions can be directed to Benchmark Title at 618-239-3750. Please feel free to call or email:  

John Howe

Doreen Miller, Esq.
Vice President and General Counsel

Michelle Null
VP Escrow Operations

Bethany Bond
Marketing Director

Serving you from three convenient locations:

Main Office:
1124 Hartman Lane
Shiloh, IL 62221
Ph: 618-239-3750
Escrow Fax: 618-239-3707
Title Fax: 618-239-3757
Fax Orders: 618-310-1589
President: John Howe

318 North Main St.
Columbia, IL 62236
Ph: 618-281-9700
Fax: 618-281-9705
Manager: Randi Schur

4215 S. State Rte 159
Glen Carbon, IL 62034
Ph: 618-288-1695
Fax: 618-288-1852
Manager: Sara Sowell

Dates to Remember

December 26, 2007- Benchmark Title welcomed 2 new additions. Michele Schuetz (Rodney) from our Columbia office had twin girls, Miley and Paige, both doing great and already at home.

February 22, 2008 - RPAC Trivia Night at 7 p.m. at Bel-Air Bowl. Contact RASI for more information.

February 27, 2008 -  Realtor Business After Hours at Cutter's in Belleville @ 5:30 p.m. No RSVP required.

March 6, 2008 - Benchmark Title Commercial Reception in Honor of Doreen Miller and the Commercial Division from 4:00 p.m. - 7:00 p.m.
1124 Hartman Lane, Shiloh, IL.  Please R.S.V.P. to Kim at (618) 239-3750.

March 15, 2008 - RASI Awards Banquet.

Did you say free?

Be the first in your office to try out, Benchmark Title's new FREE online transaction management system. Why waste time making status phone calls or standing by the fax waiting for your title commitment when you can get what you need instantly from your own computer. Visit for more information or call April Tolan, our SureClose Specialist, at 618-239-3750 for your sign-on so you can start saving yourself time and money today. We'll even give you and your clients a free CD at closing containing copies of their closing documents.

Give me my policy!

Did you know that lenders and home buyers now receive their title policies at the closing table? Contact Michelle Null, VP Escrow Operations, to learn more about this exciting new program.

Ready to refi?

Lenders and homeowners will want to hear about our fantastically low new refinance rates. Contact us today for a quote!

Why wait?

You can place your next title order now by clicking here.

Customer Feedback Line

After your closing please call our customer feedback line at (618)310-1307 ext. 26 and leave your comments. We will send you a token of our appreciation for your time.

  Visit MailChimp


We send special notices and tips to customers who have given us their
email address or who have signed up to use SureClose, Benchmark's new
FREE online transaction management system. You may opt out of receiving
these messages at any time.

Our mailing address is:
Benchmark Title Company, LLC
1124 Hartman Lane
Shiloh, IL 62221

Our telephone:

Copyright (C) 2007 Benchmark Title Company, LLC All rights reserved.

Forward this email to a friend.